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Christy Drainer giving welcome video on PFE website

Who Needs Life Insurance

  • Married
  • Stay At Home Parents 
  • Single Parents 
  • Empty Nesters 
  • Retirees
  • Business Owners
We shop highly rated insurance companies to save you time & money.
SBLI is life insurance carrier
John Hancock is life insurance carrier
Americo is life insurance carrier
Foresters is life insurance carrier
Royal Neighbors is life insurance carrier
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"Patrick & Christy took the time to listen to all of my needs to make sure I am getting the best coverage for my family and protecting my business in case something would happen to me they would be taken care of. 
Gary F.

What is Life Insurance?

A common belief about life insurance is that it’s complex and difficult to understand. And at times, it can seem to be. When you consider all of the options available to you such as types of life insurance, additional riders, face amounts, cash value accounts, etc. the details can get overwhelming.

Life insurance is a simple concept which is fairly easy to understand and we will guide you along the way.  Life insurance is a contract involving three parties – an insured person, a life insurance provider and a beneficiary. Depending on the product, it is designed to pay a benefit to the beneficiary or beneficiaries when the insured person dies or becomes critically ill.

Life insurance death benefits are generally free from federal income tax, making them an attractive option when it comes to legacy planning.

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