Life Insurance isn't for the people that die, but for the family you leave behind
No one really wants to think about life insurance. But if someone depends on you financially, it’s a topic you can’t avoid. Getting life insurance doesn’t have to be hard. We have some answers to your common questions about life insurance so that you can make informed decisions about protecting your family financially.
Term Life Insurance
Term life insurance provides protection for a specific period of time (the term). This is often 10, 20 or 30 years. Term life insurance makes sense when you need protection for a specific amount of time--for instance, until your kids graduate from college or your mortgage is paid off.
​
Term life insurance typically offers the most amount of coverage for the lowest initial premium. This makes this type of life insurance policy a good choice for those on a tighter budget.
How Much Life Insurance Do I Need?
Why Choose Term Life Insurance?
Term life insurance can be an affordable starting point for your overall financial plan. Term life insurance can help support the important changes and challenges in your life, such as:
-
Taking on long-term debts (such as a mortgage)
-
Starting a new life with your partner
-
Caring for your family
-
Taking on short-term debt (such as a car payment, college loan)